Isekai by Moonlight

[nemonowan]

"We're broke."

"We can't be," Ryou said. "We have millions of yen worth of stocks in the mutual fund."

Shario-chan held up a letter. "And we owe the government two-and-a-half million yen."

I think you need to recheck your numbers. Two-and-a-half million yen were at MOST twenty-five thousand US Dollars, more likely twenty thousand.

It's way too low an amount for a group with their resources to consider being bankrupt over. Ami's mom could probably get a loan for that amount in any bank no questions asked given her profession. Not to mention the wealth that the Outers have casually displayed, it's peanuts for the Kaiou family.